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FIRST SOUTHERN BANK HAS GONE MOBILE!!!

Introducing "KeyMobile", First Southern Bank's Internet Banking Application for Apple and Android devices!

KeyMobile allows you to stay connected to your finances anytime, from anywhere, using your mobile device.

KeyMobile, First Southern Bank's mobile banking solution, will enable bank customers to use any mobile device to conduct research, see account balances and transactions, and conduct transfers from your accounts. If you are a billpay customer it will even allow you to pay all of your bills electronically or write a check from your mobile device.

To access mobile banking you must first be a First Southern Bank Online Banking customer.

To sign up for Online Banking you must fill out an application with a local First Southern Bank representative. Once the application has been processed, you will then be able to login online at www.fsb-ms.com and following the Mobile Banking links.

First Southern Bank's KeyMobile Product supports all account types including checking, savings, money market, certificates of deposit, loans, and lines of credit.

Click HERE to download our app for your Apple devices from Apple's App Store.

Click HERE to download our app for your Android devices from the Google Play Store.


WE NOW HAVE A NEW AUTOMATED PHONE SYSTEM!!!

We have recently upgraded our entire phone system and we are introducing a new auto attendant!

This new auto attendant will be able to allow us to improve our call efficiency and accurately handle our calls. Now, when you call any of our six locations, you will hear an auto attendant specific for that location.

Below are the options you will have to choose from and what each option will do:

For an automated balance inquiry, press "1". - This option will direct you to our automated telephone banking system.

For ATM and Debit Card help, press "2". - This option will direct you to our debit card department at our main office in Columbia.

For Online Banking, Mobile Banking or Telephone Banking, press "3". - This option will direct you to our online, mobile and telephone banking support department at our main office in Columbia.

For Bookkeeping or to speak to someone about your account, press "4". - This option will direct you to our bookkeeping department at our main office in Columbia.

To speak to a representative, press "5". - This option will direct you to a representative at the branch that you called.

You may also, at any time during the auto attendant, dial the extension of the person you'd like to speak too. You will then be directed right to that specific person.


NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, click HERE.

FDIC Electronic Deposit Insurance Estimator (EDIE)

To activate your new debit/ATM card, call 1-800-448-8268.

For lost or stolen debit card, call 1-800-264-5578.