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Privacy Policy

First Southern Bank is committed to maintaining the privacy of your personal information. The information practices for our web site are set forth below.

First Southern Bank does not collect, store, or use information obtained through this web site, except as described below.

Information We Collect and Store When You Visit the Web Site

First Southern Bank or third parties affiliated with the bank may collect non-personal identification information about users whenever they interact with our site.

Non-personal identification information may include:

-the date and time that you access our site
-the pages that you visit
-if you linked to the First Southern Bank web site from another website, the address of that website
-the type of browser (for example, Netscape 4.0) used to access our site
-the IP (Internet Protocol) address from which you access our site
-the action that you tried to perform (for example, download a document) and whether or not you were successful
-the type of computer
-the operating system of the computer
-the Internet Service providers utilizied

This information is used by First Southern Bank and third parties affiliated with the bank for troubleshooting and enhancement of the Site.


First Southern Bank or third parties affiliated with the bank, in places, may use "cookies" to enhance the user experience. The user's web browser places cookies on their hard drive for record-keeping purposes and to track information about the user's visit. The cookies themselves do not contain any personally identifiable information. The cookies used by Internet Banking expire at the end of the user's session. The user may choose to set their web browser to refuse cookies, or to alert them when cookies are being sent. If they do so, portions of the website like Internet Banking may not function properly.

How We Use the Information

First Southern Bank uses the information--both the information that is collected automatically and the additional information that you may provide--to measure the volume of requests for specific web-site pages, to improve the web site, and to be responsive to user needs and inquiries. First Southern Bank may use the IP address information to monitor unusually heavy activity from a single address. Questions, comments, and other communications that we receive are not generally retained as permanent records. Please note, however, that it is possible that any mail that we receive--electronic or paper--could become part of the permanent record of First Southern Bank.

Security of the Web Site

First Southern Bank may employ software programs to monitor network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage. This is done for the security of our site and to ensure that the site remains available to all users.