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Mortgage products that help you with home ownership!

At First Southern Bank, we are staffed with three highly experienced mortgage loan originators.

Dawn Baughman

NMLS #526266

Dawn joined First Southern Bank in March of 2007. Before coming to First Southern, Dawn worked in the mortgage industry for more than 14 years originating, processing and closing loans. Dawn is a member of Enon Landmark Missionary Baptist Church located in Columbia. She is also an active member of the Kiwanis Club and the MCDP Ambassadors Committee.

With her experience and knowledge of mortgage lending, Dawn enjoys helping her borrowers accomplish the dream of home ownership.

If you want to purchase or refinance a home, please contact Dawn at 601-731-6025 or

Jessie Johnston

NMLS #1632568

Jessie joined First Southern Bank in November of 2015. Before coming to First Southern Bank, Jessie worked in the banking business for five years. Jessie is a member of The Life Church in Picayune. She is also an active member of the Pearl River County Board of Realtors and the Rotary Club.

Jessie is eager to help her customers choose the right loan program, whether it be purchasing a new home or refinancing an existing home. Her attention to detail will ensure your mortgage process is smooth and easy.

Please contact Jessie at 601-798-1070 or