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Security for your money!

At First Southern Bank, our number one priority is you. We strive to provide interest bearing products that meet your specific time frame.


Certificates of Deposit

At First Southern Bank, we understand you work hard for your money and we believe your money should also work hard for you. We offer certificate of deposit products with maturity terms ranging from 91 days through 60 months. We also pride ourselves on offering you the most competitive rates in all of our market areas. Please contact one of our representatives in your market for current terms and offerings and let us help you put your money to work.


Individual Retirement Accounts

Offering both Traditional and Roth IRA products, we strive to offer you the flexibility you need to manage your retirement resources. Our IRA products offer the same great rates and terms of our certificates of deposit so you can choose the right option for you. Please contact one of our representatives in your market and let us help you structure an IRA product to meet your retirement objectives.


For information on any of First Southern Bank's products, offerings or rates, please contact any of our New Accounts personnel.

Click HERE to find a representative in your area.