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First Southern Bank, being an entity comprised of the Board of Directors, the Officers, the Employees and its Customers has long since had a philosophy of stability. First Southern Bank has been in the community since 1960 providing sound financial services to the surrounding area for 55 years. The main services of the institution are insured deposit products, including certificates of deposits, savings accounts and various checking accounts for both consumer and commercial entities. Diverse types of loans are offered to homeowners, consumers and businesses. The major goals of the institution are to maintain our personal and friendly atmosphere, to continue with sound and stable practices, to continue offering services which will meet the needs of our surrounding communities, to remain in compliance with all laws and regulations, to advance as the financial institution in the community and consequently maintain capital requirements and provide our stockholders a good return on their investment.